Wednesday, December 7, 2011

Christmas in the Village 2011

Add Some Holiday Tradition

By Ashlei Jackson, Qlixite

The holidays are centered around tradition! Everyone has that time-honored activity or item that reminds them of childhood memories of Christmas or Hanukkah or Kwanza...or however you celebrate - these traditions make this ‘Wonderful Time of the Year” special and give meaning to the holidays.    Thinking of adding a new tradition this year? Here are some various traditions that can add to your festive season!
• The Christmas Pickle - The exact country of origin for putting a pickle ornament on your tree is fairly unknown but visit any ornament section of the store and you’re bound to find a pickle ornament! The Tradition: The ornament is hidden on the tree on Christmas Eve. On Christmas morning, all of the children in the house take turns looking for the pickle ornament and the child who finds the Christmas pickle receives an extra present for his or her good work.
• Caroling - Also called a noel, song or hymn - the act of groups of people singing outside in the wintertime goes back to the Middle Ages making them some of the oldest musical compositions still regularly sung. The Tradition: Whether you physically go sing in a choir or caroling group - include singing as a family (not just listening) to your regular holiday activities to add an uplifting note.
• Hang Holly - To the Irish Celtics, holly represented both life and rebirth; the evergreen leaves symbolized life during a time when all else was bare and the red berries represented the coming of Spring. The Tradition: Add Holly to your home to welcome in the New Year and remind you of hope.
• Light a Rememberance Candle on the Winter Solstice - The Winter Solstice is the day of the year when the position of the earth in respect to the sun results in the shortest period of daylight hours. It became very important for many cultures to ‘remind’ people that the light would ‘return.’ The Tradition: On the evening of the Winter Solstice, sit in a darkened area and each person take turns lighting a candle. Whether you choose to light candles to symbolize those people who may have passed away or choose to have the candles represent goals is up to you. Leave the candles lit until bedtime, then use a lid to extinguish the flames instead of blowing them out which would blow away the good ‘luck’ or ‘memories.’
• Stocking Buttons - Children often go through minor depression the day you take down all decorations. The Tradition: On the chosen day of clean up, at dinner, a small box is set next to the dinner plate of each person. Inside is a button that relates to the person/child. After dinner each person sews the button on their stocking which then gets packed away. This special activity makes cleaning up a positive event.
• The Higher Gift Box - This is one of my own traditions that I am starting. Every year the term ‘Wish List’ turns into practically an epic quest; find the perfect gift. This year the higher gift box is making us think beyond ourselves all year long. The Tradition: Buy or make a small box. Place it somewhere high on the tree or mantle where it can be easily seen but ‘out of reach’. On a specific day, like Christmas Eve, retrieve the box and have each person write down a ‘gift’ they plan to give in the coming year on a piece of paper - the gift can be to your family, community, God, the world - anyone! But it cannot be something bought with money and forgotten. Put all of the papers in the box and store away. The following Christmas, whether privately or as a family discuss your gifts, whether they were achieved and how important giving is to this time of year.

Secrets of the Nutcracker Ballet

Man vs. Mouse: Insight to The Famous Holiday Feud



Are you afraid of being dragged to a ballet and not knowing what's going on? For many, going to the see the ballet, The Nutcracker is a holiday tradition...one of joy or possibly boredom. Often it's the first and only ballet they will ever experience. To make the most of it and perhaps encourage you to enjoy the festive dance performance, here are some facts about The Nutcracker that will help you enjoy the ballet as well as impress your friends with your knowledge of trivia.
There's a Curse
The Nutcracker Prince finds himself imprisoned in a little doll. But not all hope is lost. If a beautiful young girl falls in love with him, then the spell will be broken.
There's Magic
The character, Drosselmeyer, is both a magician and a maker of toys. He presents the Nutcracker doll to Clara.
It's Old
The Nutcracker was first performed in Saint Petersburg, Russia on December 19, 1892.
Listen Carefully
Tchaikovsky used the production of The Nutcracker to introduce a new instrument to audiences: the celesta. He had heard the instrument in France and wanted to be the first bring its distinctive and new sound to a production score. This cousin to the piano puts out a high octave sound that makes the dum, dum, dum, dum, dum, dum sound unique.
The Sugar Plum Fairy Throws a Good Party
Some of the best dancing takes place near the end of the ballet when the characters visit the Land of the Sugar Plum Fairy. While there, dancers from all over the world entertain Clara and company. This showcase of dance is a fan favorite and takes up much of the second half of the production.
The Original Production Had Problems
The ballet featured two choreographers. Lev Ivanov started the work and later Marius Petipa was brought in to finish it. Peter Tchaikovsky created the score but thought the ballet was initially regarded as a failure. Audiences agreed and the production was called a flop.
From a Flop to a Hit
Despite the disappointing debut, The Nutcracker continued to be performed and it eventually reached Europe in 1934 and American shores in 1944. A decade later, George Balanchine brought his interpretation of the production to the New York City Ballet. There it became a holiday favorite which helped inspire other productions around the world.
Variety is the Spice
Today, there are countless presentations of The Nutcracker, which range from the traditional to extremely modern interpretations. In the early 90’s, choreographer Mark Morris created his  parody, The Hard Nut, which includes all male dancers, terrific dancing and tons of humor. Whether you see it on the grand stage or a local theatre - enjoy the Nutcracker this year!

Mortgage: What is FHA Financing?

By Toni Ryan, First Priority Financial

Do you  have questions about FHA….but didn't know where to ask.  The question “What is FHA?” was searched on the internet 235,000 times nationally last month so 'wondering minds want to know'.
 FHA stands for the Federal Housing Administration which is part of HUD (Department of Housing and Urban Development).  FHA has been helping people to purchase homes since 1934 by insuring the loan which allows lenders to offer the homebuyer better terms.  The FHA insured loan offers low down payments, low closing costs and often easier credit qualifications thus allowing more people to purchase a home. There is an initial insurance premium payment which is added to the loan and then a monthly premium payment included in your monthly mortgage payment.  This “insurance” covers the lender if the homeowner cannot make their loan payments and defaults on the loan.
 Buy Your First Home - FHA loans have programs for the first time homebuyer with a down payment as low as 3.5% of the purchase price.  Closing costs can often be financed in the loan. FHA rates are extremely competitive and the insurance can be dropped when the loan on the property reaches approximately 78% of its total value and after 60 months.
 Buy a Fixer-Upper  FHA has loan programs referred to as a 203K which will allow a buyer to purchase a home, fix it up and include all the costs in one loan.  If you own a home and you want to remodel or repair it, you can refinance what you owe and add the cost of repairs in one loan.
 Financial Aid for Seniors  If you are age 62, live in your home and either own it outright or have a low balance, a reverse mortgage may be an answer. A reverse mortgage (HECM) is a special type of home loan that lets you borrower the equity in your home and convert it into cash. But unlike a traditional home equity loan, no repayment is required until the borrower(s) no longer use the home as their principal residence or fail to meet the requirements of the mortgage. You can also use this type of loan to purchase a primary residence if you are able to use cash on hand to pay the equity requirements. A large down payment may allow you to own the home with no monthly payment.
 FHA also has programs that allow homeowners to make their homes more energy efficient as well as mobile homes and manufactured housing financing.  Options are available to allow homebuyers to take advantage of the current housing market and low rates.  Check with an FHA loan specialist and find out how you can use this program to reach your goals.

Craft: Snowman Ornament

From Traci Eichenhofer’s Craft Kit

Supplies needed (substitutes may be used): White glue (like Elmer's glue)
 Paper clip
 Waxed paper
 Scraps of construction paper: black, and orange
 A hole punch (for cutting eyes, and buttons)
 Scissors
 Wiggle eyes
 Tiny buttons
 2 very tiny twigs (for arms)
 String or yarn (for hanging it)
Directions:
 Working on waxed paper, spread 2 or 3 blobs of white glue in the shape of a snowman. Unfold a paper clip into a V-shape (to use as a hanger). Cut a tiny hat from black construction paper and put it on the snowman on top of the paper clip hanger. Put the ends of the paper clip into the glue at the top of the snowman. For the snowman's eyes, use black paper circles cut with a hole punch, or use wiggle eyes. Put the eyes on the snowman. Add a tiny orange (carrot-shaped) nose. Add a few paper buttons (or small real buttons) down the front of the body.
Let the glue dry - it will take a few days. When it is completely dry, peel it gently off the waxed paper. String the snowman on some yarn for a festive necklace or use a shorter string to use as an ornament.

Dress 10 Pounds Lighter this Holiday

By Traci Eichenhofer, Premier Designs Jewelry

Have you been trying to lose those last 10 pounds before the holidays? Well I have some solutions for you. These tips are simple adjustments that any of us can make to our existing wardrobes with an exciting outcome. Have fun playing in your wardrobe to create the illusion of being 10 pounds lighter. 
* Start with a monochromatic base. This easily creates a vertical silhouette, which is typically more slimming than an outfit with several colors.
* Make sure all your clothes fit properly. Clothes that are big or small can add weight to your frame.
* Dark colors such as black, chocolate brown, navy and dark gray are minimizers. Wear these shades to camouflage the areas of your body where you are least confident.
* Light and bright colors are maximizers. Wearing dark base pieces (i.e. pants, skirts, jackets) and wear light colors near the face draws the eye up and away from the rest of the body. This is a great way to add the seasons color into your wardrobe!
* Avoid bulky layers as they have the potential to make you look heavier.
* Wear larger earrings. Small earrings make large people look larger, and also make small people look smaller. Earrings are another way to draw the eye up and away from the rest of the body.
* Add a necklace to draw the eye where you would like it. Wearing a long necklace can slenderize your look. Layering with a shorter necklace and a pendant can give the illusion of height while draw the eye to the neckline at the pendant.
* Add a jacket to your outfit to create a professional look. Keep your jacket open to create more vertical lines. This also helps balance out your hips and slenderizes your silhouette.
* Pay particular attention to your sleeve length. When sleeves haven't been properly shortened, they can cause a distraction at your hip line.
* Wearing hose that match your hemline or shoes, or both, adds length and height to your appearance, creating a vertical line, which creates a slimming effect.
* Did you know: wearing the proper size in undergarments is just as important as the proper size in clothing? Get yourself professionally fitted and you will see a difference.
* Keeping in good posture gives height to your silhouette which slenderizes. Keep those shoulders back and straighten your back. 

 Enjoy your holiday activities with confidence looking 10 pounds lighter!

Dental Health: Sugar Blues

By Scott Thompson, DDS, Winning With Smiles

A book I read in the 1970s entitled “Sugar Blues” made a clear connection of sugar with disease (high blood pressure, cardiovascular disease and heart attack, and diabetes) as well as demonstrating the addictive quality of sugar. Since then I have been dismayed by the huge attention given to fat in the diet. Though excess fat in the diet is not good, it is not nearly the bad culprit it has been made out to be. Meanwhile, a far bigger player in the chronic disease patterns in our culture has gotten very little attention; namely sugar, and specifically fructose (which is half the sugar molecule in your table sugar). You have all seen fructose advertised a great deal in recent years, but have you noticed? There is very little mention of fructose in food advertising lately.

 I recently had the distinct pleasure of hearing a seminar discussion conducted by 3 leading pediatricians who are all metabolic specialists in teaching hospitals in the USA. They discussed metabolic syndrome (high blood pressure, cardiovascular disease, diabetes and dislipidemia), and its cause (fatty liver degeneration and liver failure) which in children is caused primarily by excess fructose intake. In adults it is also caused by sugar, but is more commonly thought of as caused by alcoholism. It turns out the liver is the only tissue in the body that can break down (digest) a fructose molecule (there seems to be no system in the body that has a use fructose). The liver has a limit how much fructose it can metabolize in a day. When it gets too much fructose, it’s attempts to metabolize the fructose results in half digested “byproducts” which are toxic, which the body needs to deal with and which ultimately get stored as “excess fat,” not healthy fat.

The average American surpassed eating the liver’s daily maximum amount of sugar in about 1977. The rise in excess weight gain and increase in the presence of metabolic syndrome started about the same time. As a matter of fact, the average sugar consumption in this country in the 1960s (30 grams) has increased to an average today of 200 grams. The liver’s capacity maxes out at about 50 grams of fructose. Today, metabolic syndrome does not affect just elderly adults. It affects everybody eating excess sugar, including our children. There are documented cases of liver transplants for fatty liver degeneration in obese teenagers.


 And about addiction. The biochemistry research documents that sugar delights the pleasure centers of the brain exactly the same as alcohol, addictive drugs, nicotine and other substances. I won’t belabor that; just know sugar is just as addictive as those other substances. Notice how your craving increases during these sugar laden holidays?
 Please, Please. Don’t start your children, toddlers and infants on sweet beverages (liquid candy), sweet pastries, candies and sweet cookie/cracker snacks. It is not just about the cavities.